Black Friday and Cyber Monday weekend has arrived. We’d like to remind you to take care as you seek out great deals over the coming days. If you aren’t careful, you might get more than you bargained for, and it might cost you more than you think!
Financial Fraud Action UK (FFA UK) has released research findings that worryingly found that nearly a third of consumers put themselves at risk of fraud during the mad frenzy to grab Christmas bargains.
Cyber Protect Officer, Samantha Hancock advises “It’s all too easy to get carried away at the prospect of a great deal, but as you shop, please bear in mind the following advice. Take an extra five minutes to double check everything – be safe, not sorry”
Which have this week released findings regarding not so special offers being advertised … 87% aren’t the best offer of the year! You can learn more here :
Here are nine simple tips to help prevent you from being scammed. Remember, a good rule to go by is, if it seems too good to be true, it probably is!
- Know who you’re buying from – stick to established retailers when buying online if you possibly can. Ensure you are on the legitimate site!
- Remember to check for the green padlock and https in the address bar – BUT this only shows that the payment page is encrypted, not that the site is legitimate! Scammers know this and apply it to fake pages. CHECK you are on the legitimate site BEFORE buying.
- Be very wary of offers via email and messages – don’t click on links! Visit the retailer’s website via a browser and search for the offer.
- Make sure software/apps/device are up to date. You are much more at risk from cybercrime and fraud if your software isn’t up to date.
- Use strong passwords – think three random words. Have a separate, strong password for each account you have.
- Remember that paying by credit card offers you more protection than other methods of payment. Never pay by bank transfer as this is the same as cash, there is very little comeback.
- Ensure you have checked reviews, returns and refund policies before committing to a purchase
- If using online market places, check the sellers feedback, and number of items sold – be wary of new accounts. Don’t be talked in to paying by bank transfer!
- Public WiFi and WiFi hotspots are not secure! Use your mobile data, or a trusted WiFi network. Remember to always log out of sites you log in to!
For more advice on staying safe online, why not visit https://www.getsafeonline.org/christmas/